Mortgage FAQs

What documents do I need for a mortgage?

Photo ID, income proof, recent pay stubs or NOA, bank statements, and credit history.

How much can I borrow?

It depends on your income, debts, credit score, and the current rates.

What’s the difference between pre-qualification and pre-approval?

Pre-qualification is a rough estimate. Pre-approval is a formal lender commitment, subject to conditions.

Can I refinance if my credit isn’t perfect?

Yes. I work with over 100 lenders including those who specialize in bruised credit.
Mortgage FAQs